Basic health insurance is mandatory for anyone residing or working in Switzerland. Its purpose is to guarantee access to essential care in the event of illness, accident or maternity.
Medical consultations for common health issues
Hospitalisation in a shared ward
Reimbursement of prescribed medicines recognised by the insurer
Maternity-related care, including monitoring and childbirth
LAMal works on the basis of a monthly premium, which varies according to age, canton of residence and the chosen insurer. You can opt for a deductible (franchise) suited to your budget and choose alternative models (family doctor, Telmed or HMO) to reduce costs.
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