The foundation of your health coverage in Switzerland

Basic health insurance is mandatory for anyone residing or working in Switzerland. Its purpose is to guarantee access to essential care in the event of illness, accident or maternity.

In particular, it covers:

  • Medical consultations for common health issues

  • Hospitalisation in a shared ward

  • Reimbursement of prescribed medicines recognised by the insurer

  • Maternity-related care, including monitoring and childbirth

LAMal works on the basis of a monthly premium, which varies according to age, canton of residence and the chosen insurer. You can opt for a deductible (franchise) suited to your budget and choose alternative models (family doctor, Telmed or HMO) to reduce costs.

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